After you have filed your bankruptcy documents, provided all the documents required by the Trustee and Court, completed your education classes and attended your 341 Meeting, the Judge will send you a Notice of Discharge when your case is finally dismissed. The date you receive this notice differs in every court and with every Trustee. If the Trustee did not request any additional items from you at your 341 Meeting, the normal process is that the Trustee reviews the case one last time, and then provides the Judge with a confirmation order; which the Judge must sign. The time period for all of this to occur differs with the work habits of the Trustee, the Judge and the court itself. The time period could also differ depending on the amount of bankruptcy cases filed with your particular court.
However, when you receive your Notice of Discharge in the mail, it should be a day of celebration for you! You have successfully lived through the filing of a Chapter 7 bankruptcy and all the debts listed on Schedule F of your petition are now “forgiven.” You now have the opportunity for a NEW START in life!!
How to Start Your New “Debt Free” Life, except for the items that you are still making payments on such as a house or car.
It may be impossible for you to remember a time in your life when you were debt free. Prior to filing bankruptcy, you lived a life where you paid bills with monthly installments. To switch from this “abnormalcy” that you may be used to from the past, to a world of “normalcy” where you don’t pay bills in monthly installments, may be confusing.
That is the primary purpose for this report. I want to help you live a “debt free” life after filing bankruptcy with the hope that you never have to file bankruptcy again. I hope you take time to read this report in its entirety and pass the information onto others. You will find yourself enjoying a more peaceful, less stressful lifestyle – not allowing “debt” to ever place you in bondage again.
Believe me – I know exactly what you are going through. I filed a Chapter 7 bankruptcy back in 1987 and today I live a debt-free life (except for my car payment). Therefore, the information in this report is “first-hand” knowledge, so I know the contents will be a great aide to you in the months and years ahead.