Bankruptcy &
Foreclosure News

 

Protecting Tenants in
Foreclosure Act of 2009

 

President signs HB 3648-
Forgiveness of tax debt
on foreclosure of principle

residence

*Definition of Principle
Residence - IRC 121
*Revised IRS form:12/08

 

Foreclosure Programs

 

Avoid loan modification
scams: Loan modification

 

Home Affordable Mod.
Fannie Mae guidelines

 

HOPE for Homeowners
Act of 2008

Foreclosure Assistance

established by Governor

 

Honest people who try to
do the right thing with
their credit cards

Who is filing for Bankruptcy?

New Bankruptcy Law hurts
the very creditors who paid

for it.
                                                                

Seminars by Ms. Drain:

 

Arizona School of Real
Estate: several times a month -

contact office for exact times

 

State Bar of Arizona/Others
 

Prof: Phoenix Law School

Bankruptcy: adjunct prof.

Consumer Abuses:

 

Consumer Guide Credit Cards
Federal Reserve cite (3/2010)

Free Credit Reports Start
December 1, 2004

 

Senate staff concluded that

many consumer services

"non profits - increased

consumer complaints;

leaving the consumer in

worse debt than when

they initiated their debt

management program.

 

"We the People" sued again
for fraudulent practices
and again, and again.

 

AmeriDebt files Bankruptcy
accused of fraud and

gross mismanagement

                                                           

Credit Counseling Scams

 

Foreclosures on the Rise

 

TransUnion (TRW) pays
$940,000 for credit
report mistakes

 

Credit Card Theft - Practical

Tips to Surviving.

 

Credit Card Companies

expect ONE BILLION

$ PROFIT per month.

 

Payday Loans praying on

the poor, even the military

 

Federal

 

Protect your financial
information - do not allow
use of social security #.
 

Free Credit Reports Start
December 1, 2004

 

More Bankruptcy News

 

Latest Bankruptcy Statistics

 

Seniors turn to credit 

cards to survive hard times
 

State of Arizona 
 

Mortgage Fraud now a felony
ARS 13-2320

 

Homestead raised-$150,000

as of August 25, 2004
 

Excess Sale Proceeds
ARS (33-812)

 

Mortgage payoff deadlines
(33-715)

 

Deadlines for challenging
Trustee Sales (33-811)
after NAB v. Silco Oil

 

Technology and the Law

 

General Interest

 

Rethinking Living Wills
 

National Do Not Call
Registry stop telemarketing

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