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Bankruptcy &
Foreclosure News
Protecting Tenants
in
Foreclosure Act of 2009
President signs
HB 3648-
Forgiveness of tax debt
on foreclosure of principle
residence
*Definition of Principle
Residence - IRC 121
*Revised
IRS form:12/08
Foreclosure Programs
Avoid loan
modification
scams: Loan
modification
Home Affordable Mod.
Fannie Mae guidelines
HOPE for
Homeowners
Act of 2008
established by Governor
IRS LIEN RELEASE FOR
THOSE SELLING OR
REFINANCING HOUSE
Financial Bailout: Why?
Amy Swaney, AZ
Mortgage Lenders Assoc.
Honest people who try to
do the right thing with
their credit cards
New Bankruptcy Law hurts
the very creditors who paid
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Seminars by Ms. Drain:
Arizona School of Real
Estate: several times a
month -
contact office for exact times
Prof: Phoenix Law School
Bankruptcy: adjunct prof.
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Consumer
Abuses:
Federal Reserve cite (3/2010)
Free Credit Reports Start
December 1, 2004
many
leaving
worse
they initiated
management program.
"We the People" sued again
for fraudulent practices
and again, and again.
AmeriDebt files Bankruptcy
accused of fraud and
gross mismanagement
TransUnion (TRW) pays
$940,000 for credit
report mistakes
$ PROFIT per month.
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Protect your
financial
information - do not allow
use of
social security #.
Free Credit Reports Start
December 1, 2004
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More Bankruptcy News
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State of Arizona
Mortgage Fraud now a felony
ARS 13-2320
as of August 25, 2004
Excess
Sale Proceeds
ARS (33-812)
Mortgage payoff
deadlines
(33-715)
Deadlines for challenging
Trustee Sales (33-811)
after
NAB v. Silco Oil
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Technology and the Law
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General Interest
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